Bankruptcy Attorney for Twin Cities Consumers and Small Businesses
Questions about Chapter 7, Chapter 11 or Chapter 13 Bankruptcy? You’ve come to the right place. We can provide answers, and when the time is right we can help you file bankruptcy in an efficient and affordable manner.
Bankruptcy Helps With: Credit Cards Medical Bills Harassing Calls Wage Garnishment Keeping Your Home Keeping Your Car
Sieling Law Helps With Bankruptcy
Bankruptcy Helps with Credit Cards
Trouble Keeping up With Minimum Payments?
Credit Card Help
Bankruptcy can offer significant relief for individuals overwhelmed by credit card debt. When you file for bankruptcy, such as Chapter 7 or Chapter 13, it puts an immediate stop to creditor harassment, lawsuits, and wage garnishment through an automatic stay. In Chapter 7, your credit card debt can be discharged entirely, giving you a fresh financial start. For those filing Chapter 13, bankruptcy allows you to create a manageable repayment plan, often reducing the amount owed. While bankruptcy does impact your credit score in the short term, eliminating high-interest credit card debt can pave the way for better financial health in the future.
Trouble Keeping up With Minimum Payments?
Bankruptcy Helps with Medical Bills
Help With Even the Most Hopeless Medical Bill Situations
Bankruptcy can provide critical relief for those struggling with overwhelming medical bills. When you file for bankruptcy, an automatic stay goes into effect, halting collections, lawsuits, and wage garnishments related to your medical debts. In Chapter 7 bankruptcy, medical bills, like other unsecured debts, can be entirely discharged, freeing you from the burden of paying them back. If you file for Chapter 13 bankruptcy, you can include medical bills in a repayment plan, allowing you to pay them off over time at a more manageable rate. This financial reset helps individuals regain control of their finances, especially when medical emergencies have created unexpected, unmanageable expenses.
Free Phone or Video Consultation
After experiencing the protections offered under the U.S. Bankruptcy Code, most people only wish they had filed sooner. Don’t wait another day. Take advantage of a free initial consultation with an experienced bankruptcy lawyer who can help you understand how bankruptcy laws apply to your unique situation.
